STEN GÅRD & Gartneri AS

Org. no. 827867322 · Drammen · Founded 2021 · 17 employees

Score · fiscal year 2025

31of 100

How to read this: the company is ahead of 21 % of companies in the Morning class Small in the same sector in 2025. What does this mean?

Rank in the Morning class Small: 88 of 111 · What are Morning company classes?
Place in the whole sector: 307 of 381 · Jordbruk og skogbruk

Profile

Beaver · Builder

Lower profitability, lower solidity

Position against comparable companies in 2025, not a verdict on the company. Based on profitability 36 and solidity 21 out of 100 among companies in the Morning class Small in the same sector in 2025. Methodology

Against the sector

STEN GÅRD & Gartneri AS is 21 points below the median for companies in the Morning class Small in the same sector in 2025.

Median score 52 among 111 companies.

Against companies in the Morning class Small in the same sector in 2025: operating margin 4.5% (median 7.0%) and equity ratio 19.1% (median 43.6%).

Source: Register of Company Accounts and Central Coordinating RegisterFetched 30 October 2026Report an issue
Key figures · 2025

The numbers behind the score

The numbers behind the score · 2025
MeasureCompanyMedianAhead of
Operating revenue24 MNOK16 MNOK
Operating margin 4.5% 7.0% 36 %
Profit margin 4.7% 6.4% shown, not part of the index
Return on assets 9.0% 12.6% 36 %
Equity ratio 19.1% 43.6% 23 %
Debt-to-equity 4.22 1.22 19 %
Current ratio 0.86 1.56 11 %
Revenue growth 8.8% 9.7% 45 %
Revenue per employee1.40 MNOK1.24 MNOK

The median and “ahead of” refer to companies in the Morning class Small in the same sector in 2025. The bar shows the share of companies the figure is ahead of.

With an index of 31, STEN GÅRD & Gartneri AS does better than 21% of companies in the Morning class Small in the same sector (111 companies) in 2025.

Over time

Score 2023–2025

CompanyMedian0255075100202320242025The shaded year is the sector's weakest year, used by the stress test.
  • STEN GÅRD & Gartneri AS
  • Median: companies in the Morning class Small in the same sector
Summary analysis

STEN GÅRD & Gartneri AS has a score of 31 for 2025, rank 307 of 381 in the sector.

Strongest: Growth: percentile 45 against peers, revenue growth 8.8% against a median of 9.7%.

Weakest: Liquidity: percentile 11 against peers, current ratio 0.86 against a median of 1.56. Solidity: percentile 21 against peers, equity ratio 19.1% against a median of 43.6%.

Worth a closer look

Written by fixed rules from the figures. Describes the figures, does not explain causes. Not investment or financial advice. How the summary is made

Analysis · 2025

What the numbers say

STEN GÅRD & Gartneri AS had an operating margin of 4.5% and an equity ratio of 19.1% in 2025, and ranks 307 of 381 in Jordbruk og skogbruk.

From 2024 to 2025: the operating margin fell from 9.8% to 4.5%.

STEN GÅRD & Gartneri AS did better than the sector in 2023, the sector's weakest year.

This text is generated automatically from the 2025 accounts.

Estimated value · 2025

Three simple methods

The methods give between 3 MNOK and 11 MNOK.

MethodInputMultipleEstimate
P/E Net profit: 0.6 MNOK 10.0 6 MNOK
EV/EBIT Operating profit: 1.1 MNOK
minus net debt −2.5 MNOK
8.0 11 MNOK
P/B Equity: 2.8 MNOK 1.0 3 MNOK

A mechanical estimate from public accounts, not advice. Mechanical estimate from public accounts with fixed multiples. Not a valuation and not advice to buy or sell. The multiples are provisional default values and must be adjusted per sector before the figures are used for anything. See the calculation

Indications · 2025

Worth a closer look

  • watch

    Consider strengthening liquidity: current liabilities are 1.2 times current assets.

    Based on: Current ratio 0.86 (median 1.56).

Indications based on the latest annual accounts from open data. Not investment or financial advice.

Financial costs were 1.6% of the debt in 2025. The policy rate averaged 4.30 % the same year. This is a plain description of what the debt cost, not a model of interest sensitivity.

See interest rates, prices and exchange rates for the sector

Data quality

No anomalies found in the figures.

Stress test · 2023

Scenario analysis: the sector's weakest year

The operating margin was 9.5% in 2023 (sector median 6.0%), and the equity ratio 59.7%. In the other years the operating margin averaged 7.2%.

The sector's weakest year was 2023, with a median operating margin of 6.0%. Based on the 7 fiscal years we have. The analysis grows as more years are fetched or imported. Methodology

Components · 2025

What the score is made of

Profitability36 weight 30%
Solidity21 weight 25%
Liquidity11 weight 15%
Growth45 weight 15%
Consistency42 weight 15%

Durability: 39 (average over 3 years)

Index version 2. Data completeness 100%: the share of the weights that had data.

2025

Questions and answers

How profitable is STEN GÅRD & Gartneri AS?

The operating margin was 4.5% in 2025, against a median of 7.0% among companies in the Morning class Small in the same sector. Return on assets was 9.0%.

How solid is STEN GÅRD & Gartneri AS?

The equity ratio was 19.1% in 2025 (median 43.6%). Debt-to-equity was 4.22 (median 1.22).

What is the liquidity of STEN GÅRD & Gartneri AS like?

The current ratio was 0.86 in 2025 (median 1.56). Current assets did not cover current liabilities.

How does STEN GÅRD & Gartneri AS compare in Jordbruk og skogbruk?

STEN GÅRD & Gartneri AS ranks 307 of 381 in Jordbruk og skogbruk for 2025. Among companies in the Morning class Small it is number 88 of 111. Revenue changed by 8.8% from the year before.

From the Central Coordinating Register

Org. no.
827867322
Legal form
AS
Sector
Jordbruk og skogbruk (01.190)
Morning company class
Small
Employees
17 registered 10 September 2026
Founded
20 September 2021 5 years in operation
Share capital
0.45 MNOK
Business address
Hanevollveien 15, 3039 DRAMMEN
Municipality
Drammen rank 10 of 11 in KOSTRA group 12
Latest accounts filed
2025

Source: Central Coordinating Register, Brønnøysund Register Centre. The employee count is reported by the company and may be older than the accounts. See the company at the Brønnøysund Register Centre

Ownership and roles

Loading roles …

Source: Central Coordinating Register, fetched 1 November 2026. Only names are shown.

Owners and shareholdings will appear here once the shareholder data extract is in place.

Coming · not built yet

Error in the data?

Do you see an error in the figures or in how the company is mapped (sector, holding, group)? Let us know. Corrections require documentation.

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Figures last fetched 30 October 2026.

Details

Year by year · 2023–2025

Key figure202320242025Trend
Index563131
Rank143293307
Operating margin9.5%9.8%4.5%
Return on assets6.4%18.6%9.0%
Equity ratio59.7%15.7%19.1%
Current ratio2.600.840.86
Revenue growth–0.7%8.8%

Accounts

From the Brønnøysund Register Centre, in the company's reporting currency (NOK).

Key figure202320242025
Operating revenue21.8 MNOK21.9 MNOK23.9 MNOK
Operating profit2.1 MNOK2.2 MNOK1.1 MNOK
Profit before tax1.7 MNOK2.3 MNOK1.1 MNOK
Net profit1.3 MNOK1.8 MNOK0.6 MNOK
Financial expenses−0.4 MNOK0.2 MNOK0.2 MNOK
Total assets19.5 MNOK13.9 MNOK14.5 MNOK
Current assets12.6 MNOK8.0 MNOK9.0 MNOK
Equity11.6 MNOK2.2 MNOK2.8 MNOK
Retained earnings4.9 MNOK1.7 MNOK2.3 MNOK
Total liabilities7.8 MNOK11.7 MNOK11.7 MNOK
Current liabilities4.9 MNOK9.5 MNOK10.5 MNOK

Source: Brønnøysund Register Centre (Register of Company Accounts), fetched 30 October 2026, accounts id 6503111.