Intrum AS

Org. no. 835302202 · Bærum · Founded 1984 · 359 employees

Score · fiscal year 2025

76of 100

How to read this: the company is ahead of 97 % of companies in the Morning class Large in the same sector in 2025. What does this mean?

Rank in the Morning class Large: 3 of 64 · What are Morning company classes?
Place in the whole sector: 130 of 1,867 · Forretningsmessig tjenesteyting

Profile

Lion · Leader

High profitability, high solidity

Position against comparable companies in 2025, not a verdict on the company. Based on profitability 90 and solidity 92 out of 100 among companies in the Morning class Large in the same sector in 2025. Methodology

Against the sector

Intrum AS is 27 points above the median for companies in the Morning class Large in the same sector in 2025.

Median score 49 among 64 companies.

Against companies in the Morning class Large in the same sector in 2025: operating margin 19.6% (median 3.5%) and equity ratio 50.6% (median 20.3%).

Source: Register of Company Accounts and Central Coordinating RegisterFetched 30 October 2026Report an issue
Key figures · 2025

The numbers behind the score

The numbers behind the score · 2025
MeasureCompanyMedianAhead of
Operating revenue852 MNOK904 MNOK
Operating margin 19.6% 3.5% 86 %
Profit margin 22.0% 3.7% shown, not part of the index
Return on assets 29.6% 9.2% 95 %
Equity ratio 50.6% 20.3% 92 %
Debt-to-equity 0.98 3.93 92 %
Current ratio 1.74 1.09 90 %
Revenue growth −1.8% 5.1% 24 %
Revenue per employee2.37 MNOK3.73 MNOK

The median and “ahead of” refer to companies in the Morning class Large in the same sector in 2025. The bar shows the share of companies the figure is ahead of.

With an index of 76, Intrum AS does better than 97% of companies in the Morning class Large in the same sector (64 companies) in 2025.

Over time

Score 2023–2025

CompanyMedian0255075100202320242025
  • Intrum AS
  • Median: companies in the Morning class Large in the same sector
Summary analysis

Intrum AS has a score of 76 for 2025, rank 130 of 1,867 in the sector.

Strongest: Solidity: percentile 92 against peers, equity ratio 50.6% against a median of 20.3%. Profitability: percentile 90 against peers, operating margin 19.6% against a median of 3.5%.

Weakest: Growth: percentile 24 against peers, revenue growth −1.8% against a median of 5.1%.

Worth a closer look

Written by fixed rules from the figures. Describes the figures, does not explain causes. Not investment or financial advice. How the summary is made

Analysis · 2025

What the numbers say

Intrum AS had an operating margin of 19.6% and an equity ratio of 50.6% in 2025, and ranks 130 of 1,867 in Forretningsmessig tjenesteyting.

From 2024 to 2025: the operating margin rose from −0.3% to 19.6% and the equity ratio rose from 33.8% to 50.6%.

This text is generated automatically from the 2025 accounts.

Estimated value · 2025

Three simple methods

The methods give between 325 MNOK and 1,463 MNOK.

MethodInputMultipleEstimate
P/E Net profit: 146.3 MNOK 10.0 1,463 MNOK
EV/EBIT Operating profit: 167.1 MNOK
minus net debt −109.4 MNOK
8.0 1,446 MNOK
P/B Equity: 324.9 MNOK 1.0 325 MNOK

A mechanical estimate from public accounts, not advice. Mechanical estimate from public accounts with fixed multiples. Not a valuation and not advice to buy or sell. The multiples are provisional default values and must be adjusted per sector before the figures are used for anything. See the calculation

Indications · 2025

Worth a closer look

  • positive

    Upper quartile on profitability, solidity and liquidity. What sets this company apart from the rest of the sector?

    Based on: Operating margin 19.6% (median 3.5%); Equity ratio 50.6% (median 20.3%); Current ratio 1.74 (median 1.09).

Indications based on the latest annual accounts from open data. Not investment or financial advice.

Financial costs were 0.7% of the debt in 2025. The policy rate averaged 4.30 % the same year. This is a plain description of what the debt cost, not a model of interest sensitivity.

See interest rates, prices and exchange rates for the sector

Data quality

No anomalies found in the figures.

Stress test · 2026

Scenario analysis: the sector's weakest year

We have no accounts for 2026, the sector's weakest year, for this company.

The sector's weakest year was 2026, with a median operating margin of −3.2%. Based on the 9 fiscal years we have. The analysis grows as more years are fetched or imported. Methodology

Components · 2025

What the score is made of

Profitability90 weight 30%
Solidity92 weight 25%
Liquidity90 weight 15%
Growth24 weight 15%
Consistency55 weight 15%

Durability: 59 (average over 3 years)

Index version 2. Data completeness 100%: the share of the weights that had data.

2025

Questions and answers

How profitable is Intrum AS?

The operating margin was 19.6% in 2025, against a median of 3.5% among companies in the Morning class Large in the same sector. Return on assets was 29.6%.

How solid is Intrum AS?

The equity ratio was 50.6% in 2025 (median 20.3%). Debt-to-equity was 0.98 (median 3.93).

What is the liquidity of Intrum AS like?

The current ratio was 1.74 in 2025 (median 1.09).

How does Intrum AS compare in Forretningsmessig tjenesteyting?

Intrum AS ranks 130 of 1,867 in Forretningsmessig tjenesteyting for 2025. Among companies in the Morning class Large it is number 3 of 64. Revenue changed by −1.8% from the year before.

Group accounts

The company is registered as part of a group, but we have no group accounts for it. Group accounts are filed by the parent company, and open data does not say which company that is.

Read the figures with care: a company in a group can look strong because of group contributions, or weak because dividends go up to the parent. The figures are indications, not the full picture.

We do not show the group structure, because open data does not say who owns whom.

Public contracts

Contracts awarded since 2024
2
Total awarded value since 2024
value not stated
Framework agreements
2
Left out of the total: the value is a ceiling, not actual spend.
DateBuyerNotice ValueCPV
2 December 2024 Horten kommune Låneadministrasjon for Startlån og tilskudd value not stated 66140000
1 February 2024 Kinn kommune Forvaltning av startlån/videre utlån value not stated 66000000
12 September 2019 VT Innkjøp Inkassotjenester- rammeavtale for nye Vestfold og Telemark fylkeskommune 1.6 MRON 79000000
2 May 2018 Horten kommune Inkassotjenester 2.2 MNOK (framework) 79000000

Based on notices in Doffin. Does not show call-offs under framework agreements or purchases below the publication threshold. Values are as stated by the buyer.

Source: Doffin (DFØ), fetched 28 October 2026. Winners are matched on organisation number.

Contains data under the Norwegian licence for public data (NLOD 2.0) made available by Doffin/the Norwegian Agency for Public and Financial Management (DFØ). NLOD 2.0

From the Central Coordinating Register

Org. no.
835302202
Legal form
AS · part of a group
Sector
Forretningsmessig tjenesteyting (82.910)
Morning company class
Large
Employees
359 registered 10 October 2026
Founded
21 May 1984 42 years in operation
Share capital
60.00 MNOK
Business address
Lysaker torg 8, 1366 LYSAKER (BÆRUM)
Municipality
Bærum rank 1 of 11 in KOSTRA group 12
Latest accounts filed
2025

Source: Central Coordinating Register, Brønnøysund Register Centre. The employee count is reported by the company and may be older than the accounts. See the company at the Brønnøysund Register Centre

Ownership and roles

Loading roles …

Source: Central Coordinating Register, fetched 31 October 2026. Only names are shown.

Owners and shareholdings will appear here once the shareholder data extract is in place.

Coming · not built yet

Error in the data?

Do you see an error in the figures or in how the company is mapped (sector, holding, group)? Let us know. Corrections require documentation.

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Figures last fetched 30 October 2026.

Details

Year by year · 2023–2025

Key figure202320242025Trend
Index544976
Rank772970130
Operating margin−7.9%−0.3%19.6%
Return on assets−10.0%3.4%29.6%
Equity ratio31.6%33.8%50.6%
Current ratio1.391.331.74
Revenue growth–−1.7%−1.8%

Accounts

From the Brønnøysund Register Centre, in the company's reporting currency (NOK).

Key figure202320242025
Operating revenue882.5 MNOK867.8 MNOK851.9 MNOK
Operating profit−69.9 MNOK−2.7 MNOK167.1 MNOK
Profit before tax−55.5 MNOK14.8 MNOK187.7 MNOK
Net profit−43.5 MNOK11.5 MNOK146.3 MNOK
Financial expenses2.7 MNOK3.0 MNOK2.3 MNOK
Total assets526.2 MNOK525.9 MNOK642.2 MNOK
Current assets483.8 MNOK457.6 MNOK539.5 MNOK
Equity166.1 MNOK177.6 MNOK324.9 MNOK
Retained earnings105.5 MNOK117.0 MNOK264.3 MNOK
Total liabilities360.1 MNOK348.4 MNOK317.3 MNOK
Current liabilities347.3 MNOK343.2 MNOK309.9 MNOK

Source: Brønnøysund Register Centre (Register of Company Accounts), fetched 30 October 2026, accounts id 7204986.